Fha Garage Roof Requirements

Sure fha has guidelines for its repair requirements but it s also largely left to the appraiser and not every appraiser.

Fha garage roof requirements. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter. This of course is a judgment call that the appraiser is required to make. Possible fha concern the brick on the side of this garage has had some serious movement.

For this purpose the appraiser is assigned with the responsibility of evaluating the home to ensure that it meets the standards as laid down by the fha and assigns it with the. A well must also be at least 10 feet back from a property line. It s the appraiser s job to look over the home make sure it meets fha standards and assign it a fair market value. Call a professional to evaluate.

For example the distance between a well and a septic tank on a property must be at least 50 feet. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home. Fha requirements for wells and septic tanks.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Selling to a first time home buyer means dealing with fha or va appraisers and being on the lookout for the types of items that could cause fha repair requirements noted on the appraisal as a condition to fund the loan. Among the most frequently asked questions that figure on most people s minds when it comes to borrowing an fha loan pertain to fha appraisals and the minimum qualifying criteria for the roof of the borrower s home.